Workers’ compensation is a set of laws created
by the Georgia General Assembly to govern
and control a person’s rights, remedies and obligations when injured on
the job. It is an administrative system separate from the state and
federal court systems.
The workers’ compensation system is designed
to assist injured employees to recover and return to work as soon as
possible following an accident and to provide a weekly monetary
benefit until they are able to return to work. To discuss your work injury
claims with a passionate and skilled Georgia lawyer,
Barnett Law Firm today.
What Do Work Comp Laws Require?
Simply stated, workers’ compensation laws
require employers to cover their employees with workers’ compensation
insurance (or qualify as “self-insured”) for which the employer pays an
insurance premium. In return, the employer is immune from lawsuits for
work injuries, even if the injuries are the employer’s fault. Workers’
comp insurance pays for medical care related to the injury without co-pays
or deductibles. In addition, the insurer will pay directly to the injured
worker the following money benefits:
A weekly disability benefit check if he or
she suffers partial or total wage loss as a result of the injury; and
Additional weekly benefits based on the
employee’s permanent impairment rating from his or her doctor, whether
or not there is a wage loss.
In some instances, workers’ compensation will
provide vocational rehabilitation if the employee’s injury is extremely
serious and prevents a return to his or her job.
The workers’ compensation system is unfair to
employees in large part due to the limited
benefits provided. The system provides much greater protection to the
employer/insurer than to the employee. On the other hand, when the system
works, you can get your benefits more quickly than through litigation.
Consult With An Experienced Workers’
Unfortunately, the system does not always work
in your favor. For this reason, it is extremely important that injured
employees understand the rights and benefits to which they are entitled
retain the services of a qualified attorney to assist them.